Assessing the Complexity of Acquiring SSDI Vs. VA Disability Benefits
Comparing SSDI and VA Disability: Military service can come with significant costs, including disabling physical or mental impairments. This might require a veteran to seek alternative benefits, such as Social Security Disability Insurance (SSDI) and VA disability benefits. Both SSDI and VA disability benefits are government-administered, but they vary in their requirements, advantages, and disadvantages.
VA disability, initially tailored to veterans’ needs, may be simpler to obtain. An applicant must be afflicted with a condition directly related to their military service. The VA disability program allows for partial payments based on the level of disability. It does not require the applicant to be completely unable to work as a result of their condition, and there are also no prerequisites regarding the duration of the condition or mortality. The applicant’s work history, age, or grade level do not impact eligibility.
In contrast, SSDI is designed to assist the general population. Unlike VA disability, the SSDI benefit does not require the qualifying medical condition to be related to military service, and it does not provide partial payments. To qualify for SSDI, the condition must prevent the applicant from engaging in substantially gainful activity. The condition must also have a duration of more than 12 months or result in the applicant’s death. SSDI has strict requirements regarding age, academic standing, and occupation.
While SSDI may be harder for veterans to obtain, there are no restrictions on receiving both SSDI and VA disability benefits. The Social Security Administration (SSA) expedites the application process for military personnel who meet all eligibility criteria. Applicants with a 100% permanent and total VA disability rating may be eligible for expedited processing and automatic approval.
In conclusion, with persistence and effective planning, a Veteran can receive both SSDI and VA disability benefits, enhancing their quality of life during challenging times.