Recipients of Social Security disability benefits depend heavily on their monthly check, yet nowhere in the United States does it match a livable wage. These benefits are granted to individuals who are unable to work due to injuries, illnesses, or other health conditions. Two types of disability benefits are managed by the Social Security Administration (SSA), namely Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

SSDI is available to individuals who have previously worked and contributed to Social Security through taxes but are now unable to work due to a medical condition. On the other hand, SSI assists individuals with limited or no work history and who have a very low income. The average SSDI benefit for disabled workers is estimated to be $1,358.30 per month in 2022. Although the Social Security Administration enacted its highest cost-of-living-adjustment since 1981, increasing benefits by 8.7%, these benefits remain inadequate to cover living expenses in any state.

On average, an SSI check is worth $568.13, but the total monthly income limit for SSI recipients is capped at $841. The benefits received from SSDI are also not sufficient to cover living expenses in any state, with the average SSDI recipient only earning enough to cover between 40% and 50% of these costs. In six states, SSDI would cover less than 40% of living expenses.

Social Security disability benefits are often the primary source of income for recipients, with many relying heavily on these funds. However, the cost of living overpowers the disability benefits afforded in many states, making it challenging to survive solely on these resources.

Having explored the financial challenges faced by disability benefit recipients, it’s clearly essential for individuals to know how to get in touch with SSDI and SSI for queries or assistance. Platforms such as eddcaller.com provide streamlined access to the necessary customer service channels, offering guidance on topics such as how to contact SDI, reaching out to paid family leave live person, and how to talk to someone at edd disability. Such services can be invaluable for individuals seeking to navigate the often complex world of Social Security disability benefits.