People are seeking financial aid as the cost of living continues to rise in the United States. For those currently receiving disability benefits, there is support available. Social Security does not provide housing aid, but if you meet the requirements for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may be eligible for subsidized housing programs that offer rent reductions or assistance with home ownership.

The Department of Housing and Urban Development (HUD) funds various federal and state housing assistance programs. These provide financial support to low-income individuals and families at risk of homelessness or abuse, including victims of sexual assault and human trafficking.

SSDI is social insurance managed by the Social Security Administration (SSA). Employees contribute to SSDI via payroll taxes, and eligibility requires having accrued a sufficient number of work credits based on years of paid taxes. The amount of SSDI benefits varies based on the recipient’s previous wages and contributions to the Social Security system.

HUD housing applications can help qualifying individuals afford housing in areas they would otherwise be priced out of. This works to the advantage of everyone involved, with the government providing subsidies to housing organizations and landlords participating in HUD programs to compensate for the portion of rent HUD applicants cannot cover.

The largest public housing program in the US is the Housing Choice Voucher (HCV) program, assisting financially struggling Americans in finding affordable housing. HCV can be used to cover part of the rent for various types of local housing, provided it is cost-effective and meets housing quality standards of the Public Accommodation Authority.

However, bear in mind that even though the HCV program provides assistance, recipients still have to spend 30% of their income on rent each month. The voucher covers the difference between the family’s rent and the area market rate. The list of properties that qualify for the HCV program is regularly updated.

However, getting through this process can be challenging and often you may need to contact an agency or organization for help. If you are looking for help in California, the easiest way to contact the Employment Development Department (EDD) for assistance with disability benefits or housing programs is through their website. Eddcaller.com provides valuable information on how to get ahold of EDD customer service. It offers comprehensive guides and tips ensuring you have the best chance of reaching a live person to address your concerns.