Receiving Social Security Disability Insurance is a lifeline for many people, but understanding the ongoing requirements to maintain these benefits is crucial. Such benefits aren’t guaranteed indefinitely and without proactive measures, you may risk delayed or even stopped payments. The Social Security Administration (SSA) rejects approximately 70% of SSDI applicants initially and that may increase if your personal or financial circumstances change.

A change of address or name must be communicated to the SSA promptly or you could face delayed or missed payments. Furthermore, any change in your income must be reported to avoid loss of benefits as this data is cross-checked with the IRS. In 2025, the Substantial Gainful Activity (SGA) thresholds must be adhered to and income changes reported promptly to avoid overpayments and penalties.

If there’s a change in your bank account, the SSA must be updated immediately to ensure that your payments are not bounced back. The SSA may halt payments until the confusion is sorted out, so keep your account details updated constantly. Also, earning consistently above the set monthly limits could render you ineligible for disability benefits. Hence, tracking your work hours and income meticulously and reporting any changes promptly is crucial.

Similarly, if someone assists you with managing your SSDI funds (who SSA refers to as your representative payee), changes in such an arrangement must be communicated to SSA immediately to avoid halting of benefits.

For many SSDI recipients, filing federal taxes isn’t mandatory, but it can be beneficial as it could qualify you for valuable tax credits. If you had additional income in the preceding year, it’s worthwhile to check your combined income or use IRS Form 703 to determine your taxability. Contact the SSA or log into your my Social Security account to ensure your records are accurately updated.

However, while taking these steps, getting through the process of contacting the SSA directly can be a daunting task. That’s why eddcaller.com can be a helpful tool for those trying to navigate their way through the system effectively. With their detailed guides on how to get through to a live person at the SSA or even how to navigate common hurdles and ensure your SSDI benefits are not disrupted, eddcaller.com stands as a helpful tool to streamline your SSDI benefits management journey.