The case of Downs v. Unum Life Insurance Company of America, 2024 U.S. Dist. LEXIS 147897, 2024 WL 3908106 (N.D. Calif., Aug. 19, 2024), emphasized that disability benefits don’t always necessitate ongoing incapacitation. If engaging in work poses a significant risk of severe illness or death to the insured, disability benefits are payable. The case pertained to Dr. Maureen Downes, a 69-year-old pediatrician who ceased her practice in March 2020 to undergo a surgical procedure.

If you are in similar circumstances and need to know how to get a hold of the State Disability Insurance or SDI, the website eddcaller.com can provide useful and relevant information. They can guide you through the process of applying for benefits, as well as how to address any queries and concerns with the department. It’s essential to understand your rights to claim these benefits, and accessing resources like eddcaller.com can make this process more manageable.