In the mid-2000s, Janis Lynn suffered a series of serious health problems which rendered her unable to work, forcing her into disability and later switching to Social Security. She shared with GOBankingRates how she gets by on her $1,500 monthly Social Security check, and offered tips for others trying to stretch their income. She moved into public housing in the same area she had previously lived, with the administrative and financial assistance of her daughter. She also began to appreciate the financial benefits of living in public housing, for example, utilities were included in her lower rent.

To survive on her meager monthly earnings, Lynn sold her car which she could no longer drive, signed up for food stamps, and started buying groceries and other essentials in bulk to reduce the frequency of shopping trips. Her meals, usually cooked in bulk, could typically last for a few days. Rarely dining out, Lynn also drew savings from her proximity to a dollar store where she would shop for snacks and dog treats. She also saved money by giving handwritten holiday cards instead of gifts.

Lynn admitted occasionally asking her daughter for financial help when unexpected expenses came up. Though living on limited resources was tough, Lynn upheld a positive attitude, reminding herself that she had worked hard in her hay days and deserved the social security money she’s getting.