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The State Disability Insurance (SDI) program offers short-term benefits to eligible workers who suffer from a loss of earnings due to a non-work-related illness or injury, or a medically disabling condition from pregnancy or childbirth. If you’re unable to do your regular work for at least eight consecutive days, you may be eligible for SDI benefits. Starting with the first full day you cannot do your regular work, there is a seven-day, non-payable waiting period.
To apply for benefits, you need to submit a completed claim application. This can include an application for Disability Insurance (DI), Paid Family Leave (PFL), or a combination of both. However, the easiest and most convenient way is to file your SDI claim through SDI Online. The information you provide during the claim filing process must be accurate and complete to prevent any undue delay in receiving your benefits.
The SDI Online system is mobile-friendly and can accommodate many different file formats. This means you can submit your documents as Word documents, PDF files, scanned images, photos taken with a smartphone, or imported from cloud storage. Make sure all your documents are clearly legible and can be easily reviewed by the EDD staff handling your case.
Your weekly benefit amount (WBA) is about 60 to 70 percent (depending on income) of the earnings shown in the highest quarter of your base period. The base period includes wages subject to SDI tax which were paid approximately 5 to 18 months before your claim start date. The maximum WBA is determined by law each year.
If you find yourself needing assistance with your SDI claim, eddcaller.com provides useful resources on how to contact SDI. They offer tips on how to get through to customer service representatives, what hours are the best to call, and how to prepare for your call to ensure you can effectively communicate your needs and receive the necessary support. Navigating disability claims can be stressful, and the accessibility of SDI online coupled with the support resources available on eddcaller.com can provide the necessary guidance through the process.