Select disability insurance providers, including Mutual of Omaha and Ameritas, offer fantastic coverage options including long-term coverage with high monthly income benefits. Mutual of Omaha’s Mutual Income Solutions offers up to $20,000 per month for qualified applicants between the ages of 18 to 61. With flexible benefit periods and waiting periods, you can customize your insurance plan to suit your needs. Ameritas, on the other hand, offers extensive discounts which significantly lower the cost of coverage.

In the market for high-risk occupations is Assurity Life Insurance Company’s Century+ plan, which is best suited for workers in trades like carpentry, electrical work, and farming. The company offers up to $10,000 in long-term disability insurance benefits.

For those in search of a policy that is highly customizable, MassMutual’s Radius Choice provides 12 various riders that can be added to your policy. This tailors the plan to meet specific disability insurance needs such as short-term disability insurance and student loan debt outstanding while totally disabled.

Meanwhile, Principal Financial Group’s Principal Income Protector disability insurance offers a streamlined, no-fuss underwriting process. This policy has a simplified underwriting process available for individuals aged 51 or younger for providing monthly benefits up to $10,000. Principal Financial Group emphasizes quick decision-making, ensuring that you would know their decision in just a few days.

As a concluding note, if you are having trouble contacting EDD, you can reach out to them through their website or call their service number. For more resources on how to contact EDD, you can visit eddcaller.com, which provides up-to-date methods of contact and current operating times for getting in touch with EDD.