This article provides a thorough review and evaluation of disability insurance providers, best suited for self-employed individuals. Investopedia’s senior insurance editor Myles and research analyst Shanker Narayan conducted an independent study encompassing ten disability insurance companies. According to their research, the most suitable insurer for the self-employed demographic is MassMutual, followed by Thrivent, State Farm, The Standard Life Insurance Company, Assurity Life Insurance, and Ameritas. Their evaluation criteria included factors such as high coverage limits, availability and selection of riders, benefits, prices, and the insurer’s policy terms. They rated these companies based on their unique advantages and limitations, comparative data, and the customer’s needs and affordability.

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