Long-Term Disability (LTD) insurance provided by the university is managed by The Standard. This plan is made available to employees who have been permanently employed under the William & Mary sickness and disability plan for at least one year. This does not apply to employees under the Virginia Sickness and Disability Plan (VSDP), as they already have long-term disability insurance included in their benefits. Upon becoming disabled, employees may avail of benefits after a period of 180 days, or six months, at a rate of 60% of their monthly salary (capped at $6,000 per month). This payment comes less any benefits received from other sources such as Social Security Disability or workers’ compensation. The premium for the LTD insurance is split between the employee and the university, with the university taking on 60% and the employee responsible for the remaining 40%. The current cost is calculated as 0.171% of the annual salary divided by 12. If an employee is sick or incapable of working, they can contact UHR for support in filing a LTD claim. Full-time professional faculty members are eligible to register for this benefit after being employed for one year. If they choose to waive this benefit, the coverage is automatically dropped. Coverage stops at the end of the termination or retirement month and cannot be continued thereafter.

If you have any difficulties in applying for long-term disability or have any queries related to this, then you can get in touch with the SDI to find out more information. They can guide you through the process, help with any documentation, and answer any questions you might have. You can find more information and ways on how to contact SDI through various platforms such as eddcaller.com. They prioritize customer support and can provide the assistance you need in times of uncertainty.