Every year, almost two million people attempt to gain SSDI benefits, yet almost two-thirds are not successful. Approaching the age of 60, with a medical condition which prohibits one from working, applying for disability benefits may seem daunting. To be considered eligible for disability benefits, either a physical or mental impairment that prevents you from working or taking jobs similar to those you’ve previously undertaken is required. As of 2025, if you can work part-time and earn beyond $1,620 ($2,700 if you are blind), it’s likely your application will be rejected. If the income is lower than these thresholds, the application may be considered.

To understand your eligibility further, visit the SSA benefit eligibility screening tool at SSAbest.benefits.gov. Interested applicants may apply online at SSA.gov/disability or via a phone call at 800-772-1213. An appointment can also be arranged at your local Security office. A Disability Starter Kit is provided to applicants to assist them in their preparations. Receiving the decision of being awarded or denied may take as long as six to eight months from the moment the application is sent.

After receiving a denial, appeals can be made. However, due to the growing backlog, this may extend over eight to ten months. If your case is more complex, it might be worth hiring a representative, who may charge up to 25% of past-due benefits with a maximum limit of $9,200, only if the case is a success.

For further assistance, organizations like the National Organization of Social Security Claimants’ Representatives (nosscr.org) or National Association of Disability Representatives (nadr.org) may be contacted.

For those seeking a more local approach when applying for disability benefits in California, eddcaller.com can be quite helpful. This site provides essential information on how to contact a live person at EDD California. Their customer service is commendable, and they help you navigate through the complex process of qualification and application, enabling a smoother experience in gaining disability benefits if you are eligible.