Hurricane Helene caused significant damage in the Southeast, affecting over 230 individuals since it landed in late September. Just a fortnight later, Category 3 Hurricane Milton impacted Florida tragically claiming two dozen lives. This prompted FEMA assistance for homeowners and renters across numerous Florida counties and the Miccosukee Tribe of Indians.

Contrary to circulated misinformation, the amount receivable from FEMA is not fixed to $750, nor does it typically require repayment. Simultaneously, FEMA has recently made alterations to its policies that may allow individuals to benefit from assistance that was formerly inaccessible. To expediate the process of applying for government assistance or insurance claims after a disaster, it is advised to keep track of insurance-related documents, inventory personal possessions, and take photographs of homes and belongings before a hurricane.

Guidance is given for applying for FEMA assistance, whether online, through the FEMA app, by phone or in person at a Disaster Recovery Center. Assistance called other needs assistance, is provided helping both tenants and homeowners cover an extensive array of expenses, which can include medical and dental bills, personal property, and childcare and transport-associated expenses. “Serious needs assistance, another category, provides aid in securing emergency supplies such as food, water, and infant formula.

In addition to this, FEMA’s financial housing assistance is provided to cover expenses related to home repairs or rebuilding, all of which is part of making your home a safe and sanitary place to live again. Even with all these benefits, it’s essential to bear in mind that you cannot receive duplicate benefits from your insurer and FEMA. If you ever feel the aid received was inadequate, you may appeal the decision following the instructions received from FEMA.

There are also other resources available for those struggling in the aftermath of a disaster, such as the Disaster Unemployment Assistance program which provides unemployed individuals with weekly benefits. Also, low-interest loans through the U.S. Small Business Administration are available for business or home repairs.

Applying for assistance and navigating through the process in the wake of a natural disaster can be daunting. However, resources like eddcaller.com are available to provide guidance on how to contact agencies like EDD or understand your options. It’s essential to strive to acquire all the aid you are eligible for to aid in recovery.