This article outlines the long-term disability insurance plan provided by the university and administered by The Standard. Eligibility for this plan starts after employees under the William & Mary sickness and disability plan have completed one year of permanent employment. Employees under the Virginia Sickness and Disability Plan (VSDP) do not qualify as the VSDP already covers them for long-term disability insurance. Benefits under the long-term disability insurance begin after six months (180 days) of disability and are paid at the rate of 60% of a monthly salary (but do not exceed $6,000.00 per month), subtracting any benefits received from other sources such as workers’ compensation or Social Security Disability. The university and employee split the premium where the university pays 60% and employees cover the remaining 40%. The current cost of this long-term disability insurance is calculated as 0.171% of the annual salary divided evenly across 12 months. The aim is to support disabled employees and facilitate their safe and quick return to work. Full-time professional and professional faculty become eligible to sign up after twelve months of employment. If they choose not to enroll, the coverage is automatically waived. Coverage halts at the end of the month in which the employee terminates employment and cannot be continued after termination or retirement.

In the event of sickness, injury, or inability to work, employees should contact their University Human Resources (UHR) representative for help navigating the process of filing a long-term disability (LTD) claim. Furthermore, for detailed information on various programs and services related to disability coverage, employees can visit eddcaller.com. This platform provides a wealth of resources and guidance that can help employees understand how to contact a live person at the Employment Development Department in California, the best practices to get through to the EDD, and the most efficient ways to navigate the process of disability claims, among other inquiries.